Insurance For Your Pet In (reptile chameleons) The US

October 4th, 2008 admin Posted in pets |

By Jay Schindler

In Europe over twenty-five percent of all pet owners carry a pet health insurance policy on their pets. Approximately half of Sweden’s pet owners carry insurance. A recent poll of pet owners in the United States predicted that only three percent had purchased a pet health care plan. Many veterinarians feel that three percent is a very generous estimate. One of the big reasons veterinarians believe so many Europeans carry pet health insurance is because of a bill passed in 1971 that stated if a dog was considered at fault for an accident, like a car wreck, then the pet’s owner would be held responsible. This prompted many dog owners to purchase something called Third Party Liability Insurance which would pay for any damages caused by the policy holder’s pet dog. Chances are good that if you were to ask ten of your neighbors how they felt about pet health insurance you would probably get ten very different answers.

Some pet owners are fanatical about their pets. They will except nothing but the best for their family pet, the best food, the best water, the best doggie bed, and of course the best medical treatments available. Every time it even looks like their cat or dog is about to cough or sneeze they rush the pet to the veterinarians clinic and start a fresh round of antibiotics. Because maintaining the absolute best health care available is quite expensive this type of owner is quick to purchase animal health insurance that promotes good pet medicine. At the slightest hint you are even considering purchasing pet health insurance for your pet and this over the top pet owner is shoving all sorts of flyers and brochures and applications in your hand, sometimes they even offer to call their pet health insurance rep. for you. This is fine and dandy but generally (not always) their monthly pet insurance bills are higher then you can afford. Another owner might love their family pet just as much as the over the top owner. They might wish they could provide their pet with the very best but it simply isn’t economically possible. This pet owner’s advice about pet health insurance would be your own pet health insurance. Put the money you might have spent on a monthly insurance premium aside and use that to cover your pets medical needs. After all if you put aside thirty dollars a month then you’ll have enough money to cover the routine visits to the vet’s office plus have a little extra set aside if an emergency happens down the road. This type of insurance is called self insurance. While it sounds like a good idea there are a couple of problems. One if a medical emergency happens right away you might not have enough money on hand to cover the treatment and be forced to accept economic euthanasia for your pet. A second problem with self insurance is that its money that’s just laying around, its way to easy to see it as spare cash and use it on the family vacation or as a down payment on that laptop you’ve always wanted.

If as a pet owner you decide that pet health insurance simply isn’t for you or your pet you will want to check and see if your homeowners insurance covers any potential accidents caused by your pet. If a dog or cat bites somebody the bitten person can sue you and in some cases demand that the pet be euthanized. If your homeowners insurance does not cover pet mishaps you should probably give a lot of thought to purchasing pet liability insurance.

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The Meaning Of Your Cats
By Jay Schindler

A lot of people think that cats work on their own agenda, not paying much attention to their owner - provided they have clean litter, food, and water. Cats can behave in odd manners at times, which can easily confuse their owners and make it really hard to determine what the cat wants. As much as cat behavior can be confusing, there are some ways that you can solve common cat behavior mysteries.

A common behavior that almost all cats do is push their heads into any type of object that will allow them to do it. You’ve probably seen your cat do this before, probably against table legs, TV stands, or another object. This can be noticed more when you have other people who own animals or those with allergies over at your house. When a cat notices this, he will rub his head against the person. In doing so, he will put a touch of saliva on the individual. In a cat’s mind, he owns what he puts his saliva on.

By putting his saliva on something, that object or person will have a familiar scent. Although this can be very annoying, you have to understand that other people in your home are seen as odd or weird to your cat. When a cat does this, he is simply trying to make the visitor belong. When he brushes up against them and puts his saliva on them, he is trying to put his scent on them - which in his mind will mean that they belong in his territory.

Even though marking someone or something with saliva is beneficial to the cat, saliva is one of the most common forms of pet allergies. When someone wipes the saliva off of them, the scent will be gone and the cat will go back and attempt to do it again. Even though it may appear that cats target those with allergies, cats are actually just trying to make the visitor belong at the house. If the guest simply cannot take the saliva, allow the cat to rub himself on their pants leg a few times. Normally, this is all takes for a cat to leave the person alone.

Those of you who an indoor cat should expect the cat to spend quite a bit of time lying near windows. During this time, you may hear your cat make very strange noises or weird movements. You shouldn’t fear though, as he is simply acting out his hunting instincts. Whether it’s another cat or object outside moving about, the cat will see it and simply go into his native hunting instinct.

As most already know, cats love to play. They love to played with, especially with toys. They will pounce on things on occasion, which should always be expected. If you try to prevent this type of behavior, your cat will take a very negative approach and you’ll end up with a lot of broken things in your home. You can always play with your cat using a string, as he will love to chase the string around the room.

The longer you own your cat, the more odd behavior you’ll see him exhibit. Cats behave in strange ways, although they always have a reason for behaving the way they do. If you can understand why your cat behaves like he does, you’ll have no problems keeping him healthy and happy. If you simply pay attention to your cat and the way he behaves at times - you’ll be able to understand him better than ever before.

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Some Common Health Problems Of Cats
By Jay Schindler

If you are new to owning a cat, you may be surprised to find that health problems are a common thing. No matter what breed of cat you own, health problems are to be expected. Some may be hereditary, while others can easily be prevented.

Worms No matter what breed of cat it may be, worms are a very common and recurring problem. Tapeworms, roundworms, and hookworms are among the most common that infect cats. Cats who have problems gaining weight, problems with fleas, or if you find white specks in his stool, you should have your vet test him for worms. Although they can be treated with medicine, worms can prove to be fatal if they are left untreated.

Hairball Hairballs are the most common health problem for cats. All cats groom themselves on a daily basis, normally swallowing the loose hair that comes from their coats. On occasion, this loose hair will gather into a ball and become lodged in the digestive tract instead of passing through in your cat’s stool. When your cat starts to cough and hack, he is normally coughing up a hairball. Although it can be rather disgusting in the end, most cats can dislodge hairballs without any problems.

In rare cases, a hairball can pass through to a cat’s intestine, creating a blockage. Blockages are very serious problems, and can be life threatening if they aren’t treated. If your cat becomes constipated, isn’t eating properly, or has a very dull coat, he could have a blockage. If you notice any of these symptoms, you should take him to the vet immediately. You can prevent hairballs and blockages by brushing your cat 2 - 3 times a week to remove loose hair. You can also feed him food that is designed to control hairballs as well.

Urinary tract infection Urinary tract infection is also a common health problem with cats. Urinary tract infection is more common with male cats that haven’t been neutered, although females can suffer from this problem as well. When a cat suddenly stops going to his litter box, this problem is normally the cause. Another symptom is when the cat’s urine starts to smell really strong. If you suspect that your cat has a urinary tract infection, you should take him to the vet. Your vet can treat the problem with medicine, and make recommendations to help avoid this problem in the future.

Feline leukemia In the past, feline leukemia was the biggest cause of death in cats. These days however, there are vaccines available that can treat the disease. To treat the disease, your cat will need to be given the shot before he or she is exposed. Even though death doesn’t happen immediately, cats that are exposed to feline leukemia normally don’t have a long life span. If you know your cat has feline leukemia, you should never allow other cats around him, as the virus is highly contagious.

To protect your cat, you should always make sure that you take him to the vet for his regular check ups. If you keep him up to date on his vaccinations, he should lead a healthy and productive life. Although some health problems can’t be avoided, most of them can. You can also keep your cat indoors as well, which will protect him from a majority of health problems. If your cat is an outdoor cat, regular visits to the vet will keep him healthy. As long as you take your cat to the vet and keep him healthy - he will be your companion for years to come.

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